I was told that the insurance company has a fiduciary responsibility to represent their insured in the event of a court case. Again, I was also told by the insurance company that I had the option to take THEM--the insurance company-- to small claims court. In fact I have a letter also stating this.

For the record, I was asking about what to expect in court--not asking your opinion as to whether my medical bills are valid or not. It appears you really don't want to give any helpful information as much as you want to make snarky comments. Fun stuff on a Saturday night, eh?