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  1. #1
    Join Date
    Sep 2010

    Default Auto Repo

    My question involves an auto loan or repossession in the State of: NC
    I lost my job 8 months ago and yet we are only 2 months behind on our payment. I have tried to talk to the finance company and work something out. We have told them what we can afford every month to avoid default and they declined. Now they threaten repo and lien on our house. Can they do that?

  2. #2
    Join Date
    Sep 2005
    Behind a Desk

    Default Re: Auto Repo

    Obviously if you're not making your car payments they can repo the car.

    I doubt that they can impose a lien on your real estate without first obtaining a judgment against you.

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