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  1. #1
    Join Date
    Aug 2010

    Question SSDI and Medical Bill Lawsuits

    My question involves collection proceedings in the State of: Michigan

    I started receiving SSDI in March of 2008 due to cancer. In July of 2009 I had a relapse and underwent major surgery and chemotherapy. I had Blue Cross insurance, however, they would not cover my pre-existing condition. I applied for Medicaid but my SSDI was too high for much coverage assistance. I worked with the hospital and doctors and received some debt relief. However, I have outstanding debts of over $12000. I am barely able to pay my mortgage, utilities, and ongoing medical supplies, let alone pay this debt. I received a letter from an attorney stating a lawsuit will commence 9/16. What can I do to protect myself from this? I heard somewhere that SSDI recipients could not be sued to debt collection - is that correct? Your advice will be greatly appreciated.

  2. #2
    Join Date
    Sep 2005
    Behind a Desk

    Default Re: SSDI and Medical Bill Lawsuits

    They can pursue your bank accounts and non-exempt assets. Being on SSDI does not make you immune from suit.

    You can answer and defend; you can default and let them get a judgment against you; you can consult a bankruptcy lawyer; you can try to negotiate a settlement....

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