Ok a brief history:
I had great credit (700 score area). Got married, my now ex-wife screwed my credit all up. Got a Bankruptcy (just over 2 years ago). Paided EVERYTHING off. I own nothing to anyone. I want to build credit. I have 20 GOOD credit entries and 9 BAD entries on my credit report. (the 9 are from the bankruptcy mainly) I now have a score of 550.
I want to improve my credit score drastically. I was thinking if I changed my ratio of good credit to bad by getting a few credit cards and charging say $20 a month and paying off them a month may help??
I have received my credit report and made a statement saying the bad credit was due to a divorce and I have disputed all incorrect info in the credit report as well.
Any suggestions? Please help me?