My question involves collection proceedings in the State of: California
I received a summons stating that I was being sued by a junk debt collector. I filed a denial form through the courts. I also sent out a validation letter to the collections. They sent me back a affavifted with a name from the credit card debt that I supposedly incur. Also some credit card statements most of 2007-2008. Now what I need to know is that enough for me to lose my case in court or should I sent them a settlement offer The last statement says at the time my balance was 5,912 but they are adding 3000 more for interest. Can they do that ? also on my credit reportshows I owe more than 10,450.00 Where do they come up with that $$

