I live in California and I got a summons from a law firm representing a credit card company I owe roughly $3000 + legal fees. The debt is over 4 years old. I have 30 days to respond.
There is a line in the summons that lists the name of the law firm as the plaintiff and my name as a defendant. Then just below that it simply states "Does 1 to 10". What does that mean? Can I be put in jail for past debts?
I want to pay off the debt and am in a position to take care of it. I would prefer that my wages be garnished to pay off this debt. Should I call the law firm up and just settle that way out of court?
Please advise.
Thanks!

