Is there anyone out there with some debtor-friendly advice? Or is it hopeless? I am so appalled that my fraternity pushed this as far as they did. In the end, this is keg beer money. It's not as though I entered a contract with a bank to finance a vehicle or something. I am sorry if I am not being clear about the circumstances in my posts, but it is hard to convey exactly what I mean. In my previous post, I meant to say that I was under the assumption that the officers of the fraternity and I would be sure that dues were never an issues, as stated by them previously. As a matter of fact, I even remember the treasurer telling all of us that our signature on this paper was just a formality. They were always friendly with us about helping us out if we cannot afford our dues - I mean, it's a fraternity, not a business deal. Had I known that I would be sent to a creditor the day I could not make ends meet, then I would not have joined the fraternity. I was under the assumption, due to their statements, that dues would never be an issue - that this was an association of brotherhood, etc....etc....Now I am faced with a possible judgment if I don't come up with $1500. I'm glad some of you see this as a small debt, but when you have $45,00 in student loan debt and barely make any money, then maybe you would understand why this is so devastating to me. I am a recent college graduate looking for employment in one of the worst recessions in American history - do you honestly think I have the capability to come up with $1500? I don't care what you say either, but if you had been blindfolded for hours on end and treated like scum, I highly doubt you would contest the signing of a document at the time it was signed. So, I would appreciate it if someone could really try and help me out instead of belittling me because I'm in a "fantasy world" and not paying the debt of "only" $1500. Any help or further feedback of course would be much appreciated. Thanks.

