In Massachusetts, can an injured person (passenger in a car accident) sue the driver's insurance company directly without having to sue the driver personally?
I know that states can either be "direct action states" (allowing direct suit against the insurer) or not, but I haven't been able to figure out whether Massachusetts is one or not, even after reading through much of chapter 175.
Basically, my question is: do you need to sue the insurer through the driver? Or can you just directly sue the insurer?
Thanks in advance!