Results 1 to 2 of 2
  1. #1
    Join Date
    Jul 2010
    Posts
    1

    Default Dealing With Credit Card Calls After Defaulting

    My question involves collection proceedings in the State of: California

    Make a long story short. I have 4 credit cards and have made paying the minimum on 3 of them but the 4th card I have stop sending my payments now for 2 months. On that card I owe about $10,000. I have never been late on payments but I have recently lost my job and just cant pay it. I now average about 12 calls a day from Chase and was wondering should I talk to them? I have not picked up the phone so they don't know my story. Another thing is 3 out of 4 of my cards are from Chase and I have been paying the minimums of 3 cards from them but not the $10,000 card. Does Chase look at those other 3 cards and sees I'm able to pay on those but not on the $10,000 card? I have had such good credit all my life my credit line was always so high and that came back to haunt me because now I am in debt. I want to settle so should I wait, keep ignoring them, talk to them etc. Any words of advise or wisdom would be greatly appreciated.

  2. #2
    Join Date
    Sep 2005
    Location
    Behind a Desk
    Posts
    98,846

    Default Re: Dealing With Credit Card Calls After Defaulting

    If you want to talk to them, talk to them. If you don't want to talk to them, ask them to stop calling.

    It's reasonable to expect that Chase knows the status of every account you hold with them.

    1. Sponsored Links
       

Similar Threads

  1. Debt Collectors: Defaulting on Credit Card Dept if on SSI
    By captainjack43 in forum Debts and Collections
    Replies: 1
    Last Post: 01-12-2011, 10:08 PM
  2. Debt Collectors: Defaulting on Credit Card Debt
    By Dersha in forum Debts and Collections
    Replies: 1
    Last Post: 07-11-2010, 09:41 PM
  3. Debt Collectors: Dealing With Too Much Credit Card Debt
    By toomuchdebt in forum Debts and Collections
    Replies: 2
    Last Post: 04-08-2009, 06:17 PM
  4. Debt Collectors: Collection Calls from Charged Off Credit Card
    By cplwildones in forum Debts and Collections
    Replies: 2
    Last Post: 09-06-2007, 11:31 AM
  5. Debt Collectors: Calls Over Collection Of Old Credit Card Debts
    By julianamarch in forum Debts and Collections
    Replies: 1
    Last Post: 06-29-2007, 11:11 PM
 
 
Sponsored Links

Legal Help, Information and Resources