My question involves collection proceedings in the State of: California. I recieved a collection letter stating that a tow company had filed a collection against me however the last 4 of the SSN they had on file were off by 1 number. I checked the entire SSN and it appears only 1 number are different from me to this other person's SSN so it looks like when this car was towed the DMV reported my name and current address to this tow yard. I called the tow company who says they do not have any info on this file other that it was shipped off to the collection company and they will now deal with resolving. The collection company states they need the tow yard to contact them to remove this collection and Im caught in the middle of the pickle.
My credit card has been frozen and a line of credit closed due to the FICO drop. I work in real estate investment and I need these lines for my business.
Questions are A) Arent the tow yards supposed to call me or contact me to resolve this prior to sending to collections?
B) Are they not required to keep records of billing/ or collections? Tow guy said he had no records and send it all off to collections.
c) Can I get some compensation in small claims for loss of access to capital? I need these lines of credit to work.

