My question involves judgment recovery in the State of:Arizona
I have just received notification of a default judgement of $18000 being entered against me from CitiBank. I am unemployed, with no source of income,own a home currently valued at approx $134,000 and have about $50,000 in equity. The state is Arizona, although I am currently living in California.
I have a leased vehicle, and have recently emptied a savings account to live on.
What is the process for enforcing this judgement? The law office sent me a letter demanding payment with no deadline and threatening to "make application for a garnishment" if I fail to pay.
Can they go after my house, since I am not employed? Can they go after my husbands bank account?
I was not in Arizona when this all happened, I was staying in California. Is there anything I can do to get this judgment "dismissed" or "vacated" not sure if I am using the right language here.
The total they are seeking is quite inflated, and it appears as though the law firm is represented directly by the credit card company Citi Bank, not sure if this makes a difference?
Just wondering how much time I have before they take action, and also if I am still ale to get this judgement reversed somehow.
Any help and advice would be greatly appreciated.