My question involves collection proceedings in the State of: Georgia
I was just served with papers for a Chase CC. It's my debt, I'm not denying that... but I haven't had a job in almost a year, and because it was an independent contractor job, I couldn't file for unemployment, hence, no money coming in at all since 08/2009. What do I do in trying to attempt to settle this? I have no banking account, no savings, nothing at all in my name for them to garnish. Help!