My question involves a speeding ticket from the State of: Washington
I was speeding on my way home with out evne knowing and saw a patrol car, they pulled out obviously coming for me. The officer was quite nice and bumped my ticket from an 18 over to the minimum of 5. I am fully willing to pay the fine but I am worried about my insurance rates. I am a teen driver and I have all of the discounts I can get and I dont want to be like my friend who, after an accident, lost all of his discounts. I have USAA and I would like to know if it is worth attempting a defferal or just paying the ticket. I dont have much of an excuse except I just hadnt noticed so will I need to argue? and will the officer show?

