I am a 58 year old whose husband died in May of 2009. I have been told I have to wait 2 1/2 years from the time of his death before I can receive survivor benefits. I am currently receiving funds from his pension, which after I pay my mortgage, I have virtually nothing left for other bills or necessities. I applied for welfare, but was told I receive approximately 75 dollars a month too much for their department to offer me ANY help whatsoever. I have bipolar disorder, yet have no medical insurance nor funds to receive treatment for my condition. I am behind on my house of 30 plus years, and fear I may lose it. My question is, is there ANY way i can receive my survivor benfits earlier than what I am being told? Any insight would be greatly appreciated.