My question involves a consumer law issue in the province of British Columbia Canada:
I purchased a used van by financing it through a dealership. A few weeks later the van exploded and the dealership happily took it back and sold it at auction. A few weeks later I traded my other car for a truck at the same dealership, as a fair and even trade. I signed no finance agreement, I simply signed over the car and the dealership transferred the truck into my name. I don't in fact even know what the asking price was for the truck because the dealership and I agreed that the car was even trade. Now I have the dealership telling me that I am required to pay off the finance agreement on the original van which they say now applies to the truck. They are threatening to repossess my truck. Is this right, can they just transfer my financing agreement to a different vehicle without my signature? What are my rights in relation to the repossession do they need to produce a signed finance agreement? Is there any way I can halt the repossession?

