It was on our property, the neighbor girl was not invited onto our property, she runs wild.
I believed it common courtesy to be responsible for the actions of oneself and ones children, apparently I was horribly mistaken.
Thought I would check, just scares me that if something happens to my child that is caused by another child and out of my control, aside from locking her in a bubble, there is nothing I can do about it.
Homeowners doesn't cover injury to people living in the home.