
Quoting
pg1067
Huh? There would be no point in subpoenaing either or both of the vehicles -- especially if the damage has been repaired.
Yes. Since the officer didn't witness the accident, just about anything he/she might testify about would be incompetent.
No the other witness did not see anything, was only told that the collision happened after it happened.
What I mean by "finding of fact" is that the officer said who was at fault and who hit who, but didn't witness what happened.
Again, thank you! I am trying to do my best to learn everything and this is really helpful.
Depends on whether such person witnessed what happened. The fact that you spoke with someone "right after the collision" doesn't mean that person is competent as a witness.
What do you mean by "insurance expert"? Subject to how you answer that question, it would be hard to imagine such a person having anything useful to say in a case like this.
You're asking whether, in the 240-ish year history of the United States who might be considered to be an "insurance expert" has ever testified for free? I'm sure the answer is yes, but so what?
Don't waste your time. It's perfectly legal.
Police officers don't make findings of fact. Courts do that.