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  1. #1

    Default Cosigner's Rights After Making Payments for the Borrower

    My question involves a consumer law issue in the State of: NC

    I cosigned for a car upon my daughters graduation of High School. She has since moved to Alabama. She has not paid a car payment or insurance payment since she has been gone. My wife and I have paid all car payments and insurance. I need to get the car back but don't know how to go about doing this. Any help would be appreciated.

  2. #2
    Join Date
    Jul 2010
    Posts
    8,006

    Default Re: Cosigner's Rights After Making Payments for the Borrower

    How is the car titled, only in her name or in both your names?

  3. #3
    Join Date
    Mar 2013
    Posts
    18,340

    Default Re: Cosigner's Rights After Making Payments for the Borrower

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    My question involves a consumer law issue in the State of: NC

    I cosigned for a car upon my daughters graduation of High School. She has since moved to Alabama. She has not paid a car payment or insurance payment since she has been gone. My wife and I have paid all car payments and insurance. I need to get the car back but don't know how to go about doing this. Any help would be appreciated.
    If you are just a co-signer on the loan you have no rights to the car, you're only a guarantor on the loan. At best, you'd be able to sue your daughter for the money she owes you.

    If your name is on the title along with her name, then you own it just as much as she does, and you are free to go to Alabama and get the car.

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