Go to the courthouse where the judgment was rendered. Ask the clerk of the court to give you a full copy of your file.
Then post back how and why they got a judgment against you.
Go to the courthouse where the judgment was rendered. Ask the clerk of the court to give you a full copy of your file.
Then post back how and why they got a judgment against you.
I have everything from the court. They said they automatically awarded a judgement against me because I never showed up to contest it in court. But I never knew anything about a court appearance. The addressed they have listed on the judgement as to were I lived and worked were not even current for the time period they said they served me.
If it was a zero assets Chapter 7 discharge, and this was not a guaranteed student loan, it should have been subject to discharge. If they won't recognize the validity of the Chapter 7 discharge when you present it to them, you may have to go back to the bankruptcy court and seek to amend to have this debt specifically included in the discharge. Given the passage of time, if you have to try that you would probably want to consult a bankruptcy lawyer.