Quote Quoting Dogmatique
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(This is an attorney website - I can't vouch for the attorney, but I can assure you that the info is accurate)

http://www.financialdignity.com/home...chapter-7.html

Though I would never recommend trying to do a Ch. 7 including taxes without an attorney, it is possible if you're willing to dig in your heels and learn all you can.

Be careful how the taxes are listed on the schedules and be aware of any liens.

bkforum.com is a great place to ask more indepth questions about discharging taxes. There is a wealth of information there.
Thanks! My husband and I owe state taxes, and I believe we have a lien for those. We also owe federal and city taxes, but don't have a lien on those. I'm most concerned about the federal and city taxes, because we owe much more for those than for the state.

We had talked to one bk attorney who said city and state taxes are never dischargeable, just federal taxes. That website seems to suggest otherwise. Thanks again!