The SOL for credit card debt for Massachusetts is 6 years. That time would start from 2007/2008, whenever you made the last payment or when it was charged off. You might want to look into this. "Servicemembers Civil Relief Act (SCRA) Protects Active Duty Military Personnel From Default Judgment"...The Servicemembers Civil Relief Act (SCRA), signed into law on December 19, 2003, limits collection tactics and enforcement of claims against active duty military personnel.

