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  1. #2
    Join Date
    Sep 2010
    Location
    Florida
    Posts
    153

    Default Re: Discharged Items on Credit Report / Monthly Statement from Discharged Checking Ac

    Negative reporting accounts report for 7 yrs from the DOFD (date of first default). The date does not change due to a BK. So if you defaulted on CC 1 in Dec 2011 and you filed BK yesterday - the DOFD on CC 1 remains Dec 2011. Hth

    Also BK's reporting SOL clock start on the filing date, not discharge date.

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