Thanks...I did not want to profit from the land, but I didn't want my daughter to be forced to sell her half...I can see how the trustee would look at that, though. Guess I will hold my half until the bankruptcy is complete in 5 years and then deed it to her. I still don't understand their methods to figure out what I need to pay each month...still under water there! My car was included in the bankruptcy and I got a notice that it is now paid off. Shouldn't that lower my monthly payment?

