I am new to the Chapter 7 world, if you had a credit card with a 0 balance and never have used it, how or why would that CC company have a reason to revoke or cancel it?
Again i am a newbie, just trying to find all the answers.
I am new to the Chapter 7 world, if you had a credit card with a 0 balance and never have used it, how or why would that CC company have a reason to revoke or cancel it?
Again i am a newbie, just trying to find all the answers.
Because, when you file, the judge will look at any charges made within 6 months of the filing that are included.
In other words, you can't run up all your credit cards and then declare bankruptcy. The judge may not allow them to be included in the BK.