Quote Quoting Betty3
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You do have to answer the summons in the time limit allowed. You will then be furnished a court date - if you don't show up in court, they will get a default judgment against you.
It says in the paperwork that I received that if I dispute the debt that I have 30 days and that any litigation must stop. So wouldn't this extend the amount of time I have to answer the summons?

How do I go about filing an answer to the summons to let them know that I am requesting validation of the debt? Can anyone give me a ball park figure for the costs that I will pay to file an answer?