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  1. #1
    Join Date
    Apr 2007
    Location
    Il.(near StL,Mo.)
    Posts
    5,252

    Default Re: Help With Student Loans

    techgeek40[QUOTE]My wife and I filed in Feb 08 and due to the finance management classes and other things that were required - we finally got it discharged in Aug 08

    We do live in Florida and I did get a Gaurnteed Student loan[QUOTE]

    So you are saying you filed for next year ('08) & already got a next yr. discharge - I didn't know you could file for a date in the future & already get a discharge for a date in the future. Are you sure you don't mean this year '07?
    This sounds like a loan that prob. was not discharged but talk to the trustee.
    Fl. has a head of household exemption from wage garnishment if certain requirements are met: You provide more than 1/2 of the support for a child or other dependent & have net earnings of less than $500.00 a week or you provide more than 1/2 the support for a child or other dependent, have net earnings of more than $500.00 a week but have not agreed in writing to have your wages garnished. However, they can seize other non-exempt assets.

  2. #2
    Join Date
    Aug 2007
    Posts
    4

    Default Re: Help With Student Loans

    No Feb 07 - Discharge 07
    Don't mind me - I'm a retard - GRRR
    Sorry for the cofusion

  3. #3
    Join Date
    Aug 2007
    Posts
    4

    Default Re: Help With Student Loans

    I don't know if I qualify for head of house
    My wife and I both work
    We have two kids - though I make more money than she does
    And no - I have never signed something saying they can garnish my wages

  4. #4

    Default Re: Help With Student Loans

    Quote Quoting Betty3
    View Post
    Fl. has a head of household exemption from wage garnishment if certain requirements are met: You provide more than 1/2 of the support for a child or other dependent & have net earnings of less than $500.00 a week or you provide more than 1/2 the support for a child or other dependent, have net earnings of more than $500.00 a week but have not agreed in writing to have your wages garnished. However, they can seize other non-exempt assets.
    Hey, I live in FL, want you to quote the code that governs your statement. I am not married but provide for both my girlfriend (not currently working) and 6yr old. I take home more than $500/wk, but would never have agreed to a wage garnishment. Threats from a creditor about garnishing my wages due to a student loan have me wanting to file BK, but if it can't be discharged what's the point? They don't have a judgement either, but claim the law allows them to just file a garnishment order with my employer and they must comply. Why is this? What law gives them this right w/o a hearing or oppty to dispute? And how to I prevent their garnishment using Head of Household exemption?

  5. #5
    Join Date
    Mar 2005
    Location
    Michigan
    Posts
    28,906

    Default Re: Help With Student Loans

    You should start your own thread, and state your question clearly. Thanks.

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