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Can I just call the credit card company and have them take the money
they are owed out of mom's checking account?
You've given no reason to believe you lack the ability to make a phone call, and your post suggests the credit card company has the ability to do what you wrote. Whether it would be legally appropriate (which is what I assume you really intended to ask) isn't apparent from your post.


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A related question is that my nephew was helping me provide 24x7 home
care for a fee my mom offered to him in the final weeks of her life. A
few days after my mom passed, I did a bill-pay to him for his final payment
from my mom's account.

I later found, on this site, that doing so might have been a felony.
I can't imagine why that would be a crime at all, much less a felony. Care to provide a link to the thread where you obtained this information?


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Have I narrowly avoided committing a felony,
or should I still be worried about something?
No and no.

Except for retaining an attorney, acting on the suggestion of an anonymous stranger on an internet message board, who may or may not have the slightest clue what he/she is talking about is a very bad idea.


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In my naive opinion, this should require no consent from other beneficiaries,
because their consent, whether given or not, would not change the liability
of the trust to pay her debts.
Unless the trust instrument says otherwise, beneficiaries do not get a vote in how a trust is administered.