You've given no reason to believe you lack the ability to make a phone call, and your post suggests the credit card company has the ability to do what you wrote. Whether it would be legally appropriate (which is what I assume you really intended to ask) isn't apparent from your post.
I can't imagine why that would be a crime at all, much less a felony. Care to provide a link to the thread where you obtained this information?
No and no.
Except for retaining an attorney, acting on the suggestion of an anonymous stranger on an internet message board, who may or may not have the slightest clue what he/she is talking about is a very bad idea.
Unless the trust instrument says otherwise, beneficiaries do not get a vote in how a trust is administered.

