
Quoting
LC Field
What is actually looked at with respect to refi for my primary CA residence given that the much later sales of the surrendered properties were not even in my personal name and do not appear on my credit at all – only the BK? There is a question I saw on the FHA loan form that asks if I was ever “connected” to a foreclosure. In my mind… “no”….. because I only have a bankruptcy. I didn’t actually own them anymore when they continued on with foreclosures MUCH later. Can I answer “No” on that question? Lenders don't seem to be able to give me a straight answer on how to answer this. I only know about the sale dates because I actually opened the notification letters they sent to the old LLC address.