Ask them nicely? Offer them enough money to make it worth their while?
They are not legally obligated to help you.
That's a common suggestion, predicated on the notion that scrap yards are willing to operate as chop shops. While some may be willing to overlook problems with the title or lack of title from the "seller", it should not be assumed that it will be easy to find a scrap yard that is eager to put itself at risk in that manner.
In Idaho the form would be a "release of liability" form filed with the IDT within five days of transfer. The receipt from the buyer should note that the buyer is taking the car subject to the lien.
The lender would not be taking action to collect a debt. It would be responding to an offer to obtain a release of a still-valid lien; by the same token, even before a final discharge, once the automatic stay expires a lien holder may legally enforce the lien consistent with state law.Quoting adjusterjack

