My question involves collection proceedings in the State of: Illinois
I requested a validation of debt from my mortgage company. This is the 3rd time my mortgage was sold since 2011( which is my loan servicer now) I recently filed a chapter 7 in 2015 and kept house. I requested a validation of debt from this 3rd party mortgage company 3 months ago and they have failed to send it. No proof or documentation that they have the right to collect any money from me. I’ve sent 3 letters. My question is, by me being under an automatic stay from the Chapter 7, does that mean i have no rights to request a validation of debt? If i was to stop sending payments to loan company now, will they try to foreclosure on my home because of this automatic stay?

