Whatever you do to make their lawyer do more work the bigger his bill gets so the bigger the debt gets.
Plus, the judgment grows with post judgment interest.
I 5 to 7 years your debt is likely to double.
Where will you be in 5 to 7 years?
Will you want things that credit will buy? Will you be making more money? Will you live in another state where wage garnishment is permitted? You really don't know what the future will bring.

