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    Debt Collectors: Our calls are recorded after telling them that...

    Our calls are recorded after telling them that "to assure compliance with the Fair Debt Collections Practices Act we are recording this phone call. If you do not wish to be recorded, you need to hang...
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    Debt Collectors: Kansas is a one party state, and we have used a...

    Kansas is a one party state, and we have used a script given to us by an attorney.

    Also, "acceptable arrangement" or not, if I pay the bill, I pay the bill, and they have no legal reason to...
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    Debt Collectors: We have arrangements to pay SBC, and they are...

    We have arrangements to pay SBC, and they are willing to accept payments. The collecting agency should not call once they are notified in writing that SBC is accepting payments and the debt is being...
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    Debt Collectors: Who do I really owe?

    We are getting calls from a debt collector - Bay Area Credit - who says that we have an outstanding bill with SBC from 2 years ago. They are very rude, refuse to provide documentation of their having...
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