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  1. Settling a Debt: Re: What is a Reasonable Offer to Settle a Very Small Debt

    Thank you for the responses. But at this point, I am still a bit confused. If both the creditors and the lawyers are purely profit driven, why would the creditor take any settlement offer from me at...
  2. Settling a Debt: Re: What is a Reasonable Offer to Settle a Very Small Debt

    Thank you everyone, the discussion has been a real eyes opener. I have learnt to be more wary of the court. In any case, the real situation is, as always in real life, a bit more complicated than as...
  3. Settling a Debt: Re: What is a Reasonable Offer to Settle a Very Small Debt

    Hi both, thanks for the information and advice, I really appreciate it! :D



    It was a physician visit. I was unhappy with the treatment (both in medical and social sense) and then got slapped...
  4. Settling a Debt: What is a Reasonable Offer to Settle a Very Small Debt

    My question involves collection proceedings in the State of: Texas

    First off, happy new year everyone! I hope that y'all are not involved in any sort of litigation like I am :p.

    The situation...
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