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    Credit Counseling: bankruptcy???

    I'm trying to keep our home a transportation so I can still make some income, I've heard we would loose this. True? Even with Chapter 13.
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    Credit Counseling: Debt consolidation or bankruptcy

    Some companied will charge you around 15% to get a lower payoff amount on your loans. Which has to be paid off within 48 months.
    And some will try for lower intrest rates which will still take 6-10...
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    6,128

    Credit Counseling: Debt Consolidation or Bankruptcy

    We are $60000 in debt and can not figure out which route to take. If you do the debt consolidation or bankruptcy, they both hurt and stay on your credit report. Need some help.
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