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  1. Repossession: Re: Are Repossession Companies Required to Report Repo Activity to Local Law Enforcem

    Indeed!! Lol
  2. Background Checks: Re: Background Check Companies Required to Comply with Expungement

    I've been through a similair incident....I was accused of and subsequently found NOT GUILTY of the charge....I went through the separate expungement process which cost me a little over 700.00.

    Now...
  3. Repossession: Re: Are Repossession Companies Required to Report Repo Activity to Local Law Enforcem

    Personally I could care less what "JK" thinks... I apparently mistakenly thought the question was posed as a nationwide state to state question. I wasn't aware the world revolved around Texas . But...
  4. Repossession: Re: Thinking About Voluntarily Surrendering

    Most likely you have given them ample opportunity....unfortunately most of our civil courts today are corrupted tools of big business where attorneys with new judgeships like to try to build a strong...
  5. Repossession: Re: Are Repossession Companies Required to Report Repo Activity to Local Law Enforcem

    I've already dealt with you.... Your information is baseless,rude,contradictory and generally unhelpful. I've left it to the mods as of tonight to decide your fate and if your value outweighs your...
  6. Repossession: Re: Are Repossession Companies Required to Report Repo Activity to Local Law Enforcem

    Well then your both wrong....every state I have ever repossessed in requires a report similair to the one below from California:
    How are the police involved in repossessions?
    Immediately after the...
  7. Repossession: Re: Thinking About Voluntarily Surrendering

    Ya disagreeable is right.....not much you CAN do but give this car credit city another opportunity to correct the issue.....buuuuuuttt... I would save all receipts and records including dates your...
  8. Payoff: Re: I Have Lien Release and Title, Bank Says I Still Owe and Repossessed My Car

    I'm confused by your posting AGAIN....
    You cannot have a right to repossess unless you have a recorded lien...
    Your confused that repossessors in VA are required to have in their possession AT...
  9. Payoff: Re: I Have Lien Release and Title, Bank Says I Still Owe and Repossessed My Car

    I AM in VA...as far as the laws go most states use the assimalitive laws act to use UCC federal as the model for their state law.
    Secondly I WAS a police officer however I have just been retired...
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    Collection Lawsuits: Re: Sued for Deficiency Following Repossession

    You're NOT going to like my response however I want you to be clear.

    1. The burden is YOURS to ensure the lender has and maintains your PROPER address WITH apartment numbers.

    2. It is unlikely...
  11. Payoff: Re: I Have Lien Release and Title, Bank Says I Still Owe and Repossessed My Car

    Very simply Im not gonna argue what I do professionally with someone who is essentially advocating committing a criminal act and who's only purpose for posting is to "trump" me or try to prove me...
  12. Payoff: Re: I Have Lien Release and Title, Bank Says I Still Owe and Repossessed My Car

    With all due respect in simply going to limit my response to this

    http://dor.mo.gov/motorv/repo.php

    If a lien holder effects repossession without a perfected lien then the property was...
  13. Repossession: Re: Brought Loan Current, but They Repo-Ed Anyway

    I'm sorry DA but this simply IS NOT the case....there must be clear and convincing evidence that a condition of the agreement has been breached and more importantly NJ has a 15 day right to cure...
  14. Repossession: Re: Credit Union Never Came to Get Vehicle

    Are you just typing to type or DID you read my post....first off sir I'm confident I have far more experience with liens, their recordation, enforcement and survivability than you do just from our...
  15. Repossession: Re: Credit Union Never Came to Get Vehicle

    Your splitting hairs...the BK only discharges the debt NOT the lien....the lien can only be discharged by the lender and borrower coming to some agreement.
    Mr. Knowitall your 11:14 post is...
  16. Repossession: Re: Brought Loan Current, but They Repo-Ed Anyway

    I have to disagree here...I am NOT aware of ANY section of law that permits repossession without actual breach. While it is true that bail bondsman have this right the same does NOT exist in retail...
  17. Harassment: Re: Charges for Statements Allegedly Made Over the Phone

    First off no one can "cancel" warrants except a judge and that rarely happens...2. Your ex took out the warrants but has no say so about the case going forward...the victim is NOW the State of...
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    Embezzlement: Re: Charges for Stealing From My Employer

    Most judges are going to see the "3" events were all one....you admitted guilt which was your 1st mistake . Never talk to anyone when accused of anything...that being said as a former police officer...
  19. Sex Offenses: Re: Adult Male Stranger Who Wrongly Touches Female Minor is Guilty

    Here's my .02 ....Lee is FAR to worried about what "others" may or may not do...
    Your in VA...I'm a former Police Officer in Va...here the age of consent is 16....regardless touching the...
  20. Repossession: Re: Credit Union Never Came to Get Vehicle

    Reporting the lien as inaccurate isn't a false statement?
    Unless he fulfilled the terms of the contract be it original or court modified the lien remains completely accurate....filing a lien release...
  21. Repossession: Re: Defaulted on Loan but Creditor Won't Collect the Car

    Disagreeable is 100% correct... The debt portion of the loan is forever discharged but the lenders rights to repossess the collateral and enforce their security interest survive indefinitely. My...
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    Collection Lawsuits: Re: Sued for Deficiency Following Repossession

    Fantastic....so now you know essentially WHAT the complaint is by the bank.

    Limit or Focus your case to just a few points now...once you report the lack of notices being provided to you the burden...
  23. Payoff: Re: Car Repossessed by Lender Despite My Having a Lien Release and Title

    First off I think we all know you didn't REALLY think you had it for free...you KNEW
    You owed the balance....either way you need an ATTORNEY to enforce YOUR rights. You need to tread carefully...
  24. Re: What Can a Title Loan Company Do Without a Release of Lien on File

    Yeah THEY screwed up and now the boss is telling them to get that form....personally and (I am not an attorney) I would ask why it wasn't taken care of on the day of loan origination ? They do use a...
  25. Re: Can You Be Held Liable for a Car Loan Ater an Accidental Lien Release

    Yeah so Im a little confused...you had "A" car that had a lien recorded on it? By recorded i mean your title reflected that "this lender" had the lien.
    You bought the car from where and how long...
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