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  1. Loan Agreements: Re: Debt Settlement Companies vs Doing It Yourself

    I considered debt settlement, but was leary of them. A lot of them have very negative ratings with the BBB and I was afraid they'd take the $ and run. I am in the process of working out debt...
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    Debt Collectors: Re: Settling Credit Card Debt

    Thanks, Aardvarc for the response. They have worked with me on a hardship plan, lowering my payment and interest rate. I just want to be done with it. I've learned my lesson with using plastic. I...
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    Debt Collectors: Settling Credit Card Debt

    My question involves collection proceedings in the State of: VA
    I have approximately 35K in cc debt. I have managed to settle with BOA for 1/2 of what I actually owe. I am now working on settling...
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    Chapter 7: Re: Debt Settlement

    Thanks Betty - I have checked into debt settlement via the BBB and have found some with good ratings, others not so good. I'm still reluctant to use them after hearing of some people who have been...
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    Chapter 7: Re: Debt Settlement

    Thanks for the information, however
    I am not qualified to file Chapter 7 - can only do Chapter 13 - in VA payments are taken out of your paycheck. This is not something I want my employer to know.
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    Chapter 7: Debt Settlement

    I have accumulated around 40,000 in credit card debt and finding it difficult to make the monthly payments due to a loss of income. I have considered debt settlement, but have been reluctant. After...
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