Thanks for the advice. I called them back and they advised that they are acting on part of their customer and that they cannot do a pay and delete. They also advised that Citibank cannot remove it...
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Thanks for the advice. I called them back and they advised that they are acting on part of their customer and that they cannot do a pay and delete. They also advised that Citibank cannot remove it...
Also, is it possible to request that the item be removed from my credit report? Once settled, how will it appear on my credit report and is there any hope of getting it off?
Hello,
Can anyone advise what should be documented in a settlement letter? I'm about to settle my debt with a collection agency, but want to make sure that he settlement letter they present has...
Hello Again,
Rather than drag this out, I've found a way obtain the money to settle the account. They have offered to me the ability to settle the account for 50% of the debt owed. My question...
One more question. What is the probability that they will try and take me to small claims court over the remaining balance. The remaining balance is about $4600. Issues for small claims court in...
Hello,
Ok, I agree. Foolish on my part!
I called them back and asked for the agreement in writing from the previous representative. She flat our refused. She said "your $100 payment is not...
Hello,
Ok, makes sense. However there was no payment contract. I was never asked to sign anything, I was never faxed or mailed any type of payment arrangement. I was verbal with the rep who is...
Hello,
Going back about a year, I took a pay cut and ran into some extreme financial difficulties. My home depot card was sent to collections after it was delinquent for 120+ days. The 3rd party...