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  1. Debt Collectors: I don't know what would constitute as defenses,...

    I don't know what would constitute as defenses, but the lackof payment was certainly not willful. To my defense, I haven established a good standing with my creditors and making payments...
  2. Debt Collectors: Getting sued for collection, advice on what action to take

    I just got a called today from a law office who wants to sue me over a debt. My wife and I split our bills so we both were under the impression that one of us was paying it. It had not been paid for...
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