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    Debt Collectors: Re: Statutes of Limitation in New York State

    Thank both of you.... JK and Aaron. I was told once that I can be sued until they are blue in the face but because I am SSDI and have no other income or any possessions worth speaking of, and that I...
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    Debt Collectors: Re: Statutes of Limitation in New York State

    Thank you Aaron, but I am still confused. If there is no "action" I make towards debts, where does that leave collection agencies? I understand tht regulation actually equates to 7-1/2 years due to...
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    Debt Collectors: Statutes of Limitation in New York State

    In reading posts on this subject in general, I saw, by a link someone posted that the statue of limitation in NEW YORK STATE is 6 years. Does this mean that debts older than 6 years old, as long as...
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    Debt Collectors: SSDI and Judgements

    I posted this question previously, but I believe it was in the wrong forum.
    My only income is SSDI, and I have incurred many debts over the years previous and since I was awarded the SSD. I am in...
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    Debt Collectors: Re: Can SSDI be Garnished?

    I see. At this time, no, it wouldn't. I have not accrued any more debts than the many that are now in collections. I cannot do anything at present to rectify that, even thru BK because I have no...
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    Debt Collectors: Re: Can SSDI be Garnished?

    I'm sorry, I did mis-read that. No, I cannot afford to. Everything is spent on bills and everyday living expenses. I could not even afford to buy my daughter a birthday gift. I have an old car, as I...
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    Debt Collectors: Re: Can SSDI be Garnished?

    I don't think it would be a problem proving the money in my account is only from SSDI, as it is directly deposited and is clear on my statement?
    As far as everything else, yes, I have to spend for...
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    Debt Collectors: Can SSDI be Garnished?

    Due to mental illnesses of both my daughter and myself, some costs being paid by credit cards, I really need to file Chapter 7, but cannot afford to do that.
    My question is, can my checking account...
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