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  1. Credit Reports: Re: Who Reports: Collection agency or owner of debt?

    Thanks for sharing your expertise with me. If the holder of the debt agrees to a "pay for delete" deal in writing, what will be reflected on my credit report? Can a collection agency also agree to...
  2. Credit Reports: Who Reports: Collection agency or owner of debt?

    I fell behind on credit card payments, then the account was charged-off and the bank (NextCard) failed. Then a collection agency (National Action Financial Services) contacted me about repaying my...
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    Debt Collectors: Re: Collection Agency Refuses Money Orders

    Actually, the entire amount I owe is $2,160 and the debt is 5 years old. The collection agency offered to settle for $1,512, but they insist upon the electronic transfer. I fear if I authorize a...
  4. Replies
    7
    Views
    5,020

    Debt Collectors: Collection Agency Refuses Money Orders

    I owe $2,160 on an old credit card and a collection agency is hounding me with multiple daily phone calls. I offered to mail a money order, but they will only accept an electronic transfer from my...
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