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    Debt Collectors: I sent this form to them and they replied saying...

    I sent this form to them and they replied saying the debt was valid. But its not valid.
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    Debt Collectors: Collection Agency Won't Let Me Dispute Debt

    April 2004 I paid off my credit card. Now I am getting calls from a collections Agency. I called my credit card company and they said they no longer have my records and are unable to talk to me due...
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