Hello,
If we don't come up with a lump sum within about 2.5 weeks, we will be in Default on our 2nd loan (HELOC) with Wachovia. Also, we just received a separate Notice to Foreclose if we don't...
Type: Posts; User: need_help-GA; Keyword(s):
Hello,
If we don't come up with a lump sum within about 2.5 weeks, we will be in Default on our 2nd loan (HELOC) with Wachovia. Also, we just received a separate Notice to Foreclose if we don't...
Hi.
We are in default with Wells Fargo Home Mortgage (Freddy Mac) on our primary home in a recourse state. They have been patiently holding off on proceeding with foreclosure because they have a...
Thank you for your reply. Yes, there is a contract that went to the primary lender (and a copy to the HELOC second lender) and they put down $2,000 earnest money and they are paying 100% of the...
Thank you for your reply. I apologize for my message not being clear.
In reply to your questions:
I can't remember the phrase, but I saw on the Internet that a person can't bankruptcy only one...
Hello,
I want to sell my old 1993 car, since we only need one car now. I will use the money to pay off most of my credit card that was used for the car.
I know that the sale of the care...
Hi. I really need advice. When we knew were were going to go into a foreclosure situation, I researched everything I could find online, books, etc. I stopped paying the heloc second mortage because...
(Sorry for so many posts, but I'm trying to keep my questions separate for simplicity in reading and answering. Thanks.)
We are considering Chapter 7 due to a large HELOC on our home that will...
Hello. If for some reason we file Chapter 7 and it is dismissed, does the Bankruptcy still show on the credit report?
Hi. If a person is about to file for Chapter 7 and discovers that the HELOC lender just sold the loan to a debt-collection company, how can the new lender be included in Chapter 7 if the lender's...
Thank you for your reply. Very helpful.
If anyone else has had experience with this in deficiency-judgment states, either as a borrower, lender, or negotiator; I'd love to hear your experiences...
Hello,
Our Primary residence in Georgia will foreclose in another 2.5 mos., approximately (last payment made was January 1). We don't want to keep the home. Haven't been able to sell it. Agent is...
Hello,
We will be entering the foreclosure period in about 20 days or so. We pay our property tax ourselves ... no impounds. We are paid up through 2008.
How will it work with the months that...
My question involves a foreclosure in the State of: GA
If a HELOC lender sells the deficiency loan left after foreclosure to a debt collection company for a discounted amount, can they still send...
Thank you for your reply suggestion for doing Chapter 7 now.
After reading about Chapter 7, it seems that GA can do a lookback of previous bank statements. We will show some large cash withdraws...
My question involves a foreclosure in the State of: GA
GA is a deficiency state.
Our primary home will be in default in another 50 days and enter foreclosure. Our first is a Freddy Mac serviced...