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  1. Post-Discharge Issues: Re: Losing Taxes

    Yes I put a call out to them and waiting for a call back
  2. Post-Discharge Issues: Can a Bankruptcy Trustee Take Your Tax Refund After an Order of Discharge

    My question involves bankruptcy in the state of: Arizona

    I filed in Julybof 2015 and in October received my debtor discharge (chapter 7). I today received a letter from the trustee saying she can...
  3. Traffic Accidents: Re: When Will You Be Offered a Settlement for a Car Accident Injury

    What is buck three eighty?


    So no lawyers are involved, will they verbally offer me the settlement over the phone, (they are based out of town) or will it be a letter? And if I choose to decline...
  4. Traffic Accidents: Re: When Will You Be Offered a Settlement for a Car Accident Injury

    I am seeing a regular doctor as wel. I have been told they will offer a settlement but not until I am healed and I understand that. Just no clue really what to expect or counter with or even get an...
  5. Traffic Accidents: When Will You Be Offered a Settlement for a Car Accident Injury

    My question involves an injury that occurred in the state of: AZ

    I was hit from behind 2 weeks ago by a guy in a work truck. They have since claimed 100% fault and have already sent me my...
  6. Chapter 7: How Long Does it Take for a Bankruptcy Discharge to be Entered

    My question involves bankruptcy in the state of: Arizona

    I filed and had my 341 on August 3rd. I believe the discharge period is 61 days which should be Sunday the 4th. I paid my final court...
  7. Chapter 7: How to Check the Status of a Bankruptcy After the 341 Meeting

    My question involves bankruptcy in the state of: Arizona

    Wow the 341 meeting was a breeze. Seems to have lasted less than 10 minutes.

    I know I have 60 days from yesterday but is there a way...
  8. Chapter 7: What Happens After the 341 Meeting in a Bankruptcy Case

    My question involves bankruptcy in the state of: Arizona. Sorry for all be questions. Once the 341 meeting is over (I've heard 10 min to 45 min) do I receive anything, papers etc or do I just walk...
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    Chapter 7: Purchasing a Car After Filing Bankruptcy

    My question involves bankruptcy in the state of: Arizona. I don't own a car and looking to purchase after to being to rebuild my credit. Of course I received so much mail about this it's crazy. Here...
  10. Chapter 7: Re: Omission of a Creditor from a Bankruptcy Petition

    Lol response. Since they contacted them already does it still need to be on the petition to be discharged?
  11. Chapter 7: Omission of a Creditor from a Bankruptcy Petition

    My question involves bankruptcy in the state of: Arizona. I was checking through my petition I got and I didn't see one of my creditors. When I called said collection agency to get info they said...
  12. Chapter 7: Re: Do You Include Your Spouse's Income When Filing Chapter 7 Bankruptcy

    And then in 4 weeks or so it's discharged? I'm nervous of course but assume it will go through fine. Thanks for the tips
  13. Chapter 7: Re: Purchasing Merchandise After Filing a Bankruptcy Case

    Yea I get it. I'm not looking spend a thing close to 200-300. I planned on waiting until after the discharge anyhow, was only curious
  14. Chapter 7: Re: Do You Include Your Spouse's Income When Filing Chapter 7 Bankruptcy

    Well the filing is done and I mailed everything the trustee requested. Tracking shows she received it today. I hope this goes smooth for the court date and all is discharged.

    What's weird is I...
  15. Chapter 7: Purchasing Merchandise After Filing a Bankruptcy Case

    My question involves bankruptcy in the state of: Arizona

    I was just looking to put a small stereo in my car. My 341 meeting is in 2 weeks and the discharge I hope 4-6 weeks later. Do I need to...
  16. Chapter 7: Re: Do You Include Your Spouse's Income When Filing Chapter 7 Bankruptcy

    Ok I made a note and will let them know net week. Honestly this is my second bankruptcy. The least one was 10 years ago. She doesn't want to file if she doesn't have to

    - - - Updated - - -

    I...
  17. Chapter 7: Re: Do You Include Your Spouse's Income When Filing Chapter 7 Bankruptcy

    They have that already. The payments the remaining owed etc. They have all our combined finances excluding her two credit cards as she isn't filing.
  18. Chapter 7: Re: Do You Include Your Spouse's Income When Filing Chapter 7 Bankruptcy

    Been marrie 10 yrs. yes all was purchased during marriage.

    Yes I meant attorney
  19. Chapter 7: Re: Do You Include Your Spouse's Income When Filing Chapter 7 Bankruptcy

    I was told by the consultant that there were exemptions to get past the means and it shouldn't be an issue. Maybe it was the means test I was referring to I have no clue.

    She doesn't want to...
  20. Chapter 7: Re: Do You Include Your Spouse's Income When Filing Chapter 7 Bankruptcy

    Since I don't work full time hours all the time he said I would be eligible for expemptions to file. Are those different than the means test?

    She doesn't need to file. Decent credit and things...
  21. Chapter 7: Do You Include Your Spouse's Income When Filing Chapter 7 Bankruptcy

    My question involves bankruptcy in the state of: Arizona

    Why must I include all of my spouses income etc if I am filing?

    I had consultation last week and was told I am about 5,000 above the...
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