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  1. Homeowners Associations: Re: Do I Have to Give the HOA an Alarm Access Code

    My post was in response to this post by the OP:
  2. Homeowners Associations: Re: Do I Have to Give the HOA an Alarm Access Code

    If you ask a City Worker if swapping out a toilet requires a permit, they will say "yes." But who really does that?

    In CA cabinet work does not require a permit. Touching anything electrical,...
  3. Debt Collectors: Re: Personal Injury Claims and Bankruptcy

    Ask a more realistic question and I will give a better answer.

    If a person was permanently unemployed with $5M in the bank, a bank would never loan him an unsecured $5M. If they did they would use...
  4. Homeowners Associations: Re: Do I Have to Give the HOA an Alarm Access Code

    As a Licensed General Contractor who has personally done dozens of full-gut kitchen remodels I would not get too caught up whether a permit was pulled. There are only two areas an inspector will look...
  5. Traffic Accidents: Re: Should You Sue an Uninsured Driver for Injuries from an Accident

    I assume you do not have an uninsured motorist policy.

    The DMV in CA does require proof of insurance. They are also directly linked to everyone's insurance policy. As an example, try canceling...
  6. Debt Collectors: Re: Personal Injury Claims and Bankruptcy

    I am glad you mentioned the word "logically," because that is the standpoint I am coming from. I do not know the law but as I said before, laws usually make sense to me. However, if a person was...
  7. Debt Collectors: Re: Personal Injury Claims and Bankruptcy

    It is, and I have several examples to give you. I just hope you listen with an open mind.

    I'm just busy today and can't lay it out now.
  8. Debt Collectors: Re: Personal Injury Claims and Bankruptcy

    No, you don't understand. I'll try again later.
  9. Debt Collectors: Re: Personal Injury Claims and Bankruptcy

    This conversation has fallen wildly off the tracks. No matter how many times I write something, it is disregarded and ignored. It's like you are having a conversation with yourself.

    TM, you are...
  10. Debt Collectors: Re: Personal Injury Claims and Bankruptcy

    Thank you for the thorough explanation. Laws like this usually make sense to me after they are explained. This one will too once I wrap my head around it.

    Personal injury awards may be a large...
  11. Debt Collectors: Re: Personal Injury Claims and Bankruptcy

    Lawyers have specialties. I have to ask: Is this subject your specialty, or, do you have actual professional experience with this exact matter? Because this seems very odd what you're saying.

    I...
  12. Debt Collectors: Re: Personal Injury Claims and Bankruptcy

    But it is not income. It is basically trading a body part for cash. Your arm suddenly becomes a lump of cash.

    If a person required $100K/yr of medical treatment to keep his arm alive, could...
  13. Debt Collectors: Can Personal Injury Money be Reached by Creditors for Your Debts

    As we all saw in the OJ Simpson case, a pension (and possibly a 401K) is untouchable.

    When a person trades his injury for a $1M, that money sitting in an acct is essentially his right arm in the...
  14. Auto Insurance: Re: Hit by Uninsured Motorist with No Lights, Insurance Ignoring Evidence

    Chances are the OP is gone after getting screwed with right out of the gate.

    In case anyone hasn't figured out, this site is supposed to be where people in trouble get advice from a defensive...
  15. Auto Insurance: Re: Hit by Uninsured Motorist with No Lights, Insurance Ignoring Evidence

    Get an attorney! You will be filing a claim against your own insurance company but don't be put off by that. Also, it doesn't matter what the cop's think or the insurance company thinks. It matters...
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    Re: Liability Trivia - Truck Driver Collides with Dangerously Low Hanging Wire

    Don't assume we do not agree on healthcare just because I use the word "corrupt" instead of a more scaled down word. Or that I take everything Dr Smith says as gospel, because I don't.

    I have...
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    Re: Liability Trivia - Truck Driver Collides with Dangerously Low Hanging Wire

    I realize Dr Smith is pushing his cash business model, and his facility does not offer what a hospital offers, but is his detailed inside information correct? That is all that matters.
  18. Speeding Tickets: Re: Can a Property Owner's Association Issue Speeding Tickets

    I have not read this long thread but what happens if the cited person just threw the ticket in the trash? Not what will happen but what has happened?
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    Re: Liability Trivia - Truck Driver Collides with Dangerously Low Hanging Wire

    I never thought hospitals were corrupt because they are forced to take all patients. I feel the industry is corrupt for many other reasons such as: They have misleading billing that makes a patient...
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    Re: Liability Trivia - Truck Driver Collides with Dangerously Low Hanging Wire

    Oh, you are one of the one-way glass boys too.

    I can tell because your first comment shows you do not know what profit is. Adios!
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    Re: Liability Trivia - Truck Driver Collides with Dangerously Low Hanging Wire

    There are many interviews with Dr Smith online. I have listened to about three hours of them. I cannot summarize them to anyone's satisfaction. You'll have to listen to them yourself. However he is a...
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    Re: Liability Trivia - Truck Driver Collides with Dangerously Low Hanging Wire

    I am not making this claim, Dr Keith Smith is. He founded and runs his 32Ksqft facility. He posts his prices online for 120 common surgical procedures. He goes into detail about the cozy relationship...
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    Re: Liability Trivia - Truck Driver Collides with Dangerously Low Hanging Wire

    Then maybe you can explain how the Fed and State can require that a privately owned business gives free services? What book does that come from?

    My point is that the most corrupt systems...
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    Re: Liability Trivia - Truck Driver Collides with Dangerously Low Hanging Wire

    I would like to see you debate your ideal tax law against Dr Keith Smith's actual experience in his industry and running his facility. Know that he hires doctors that work for the non-profit...
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    Re: Liability Trivia - Truck Driver Collides with Dangerously Low Hanging Wire

    The $28K is a fake number that is on all EOB's. Your doctor may have been paid $9K but wasn't a formal surgical center involved..with nurses, staff and supplies?

    BTW - This thread should have been...
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