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  1. Home Insurance: Re: Help

    Yes, all employment relationships are contractual but not all contractual relationships are employment relationships. It depends on whether the employee is an employee or an independent contractor...
  2. Home Insurance: Re: Help

    When someone holds themselves out as a professional such as a painter, a contractor, a plumber, etc. and is hired by a HO, that does not create an employee-employer relationship. That creates a...
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