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  1. Thread: Cash for Keys

    by jnl
    Replies
    1
    Views
    1,804

    Foreclosure: Cash for Keys

    My question involves a mortgage in the state of: California
    Who offers more "cash for keys"? Banks or Investors? What should I be aware of if any?
    Should Iwait for offer first or move out before...
  2. Replies
    2
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    1,959

    Foreclosure: Re: Foreclosed Being Ceased for Short Sale

    Thank you so much. I'm begining to realize that it's not IRS I should be worrying about but more on the bank is whereI should be concern. Let's say loan amount owed is $300,000. Short sale house...
  3. Federal Taxes: Re: How Does a Bankruptcy Affect You When You File Your Taxes

    Thank you Mr. Knowitall. I appreciate the reply. This does bring me some relief when tax season comes around. The whole purpose of my mother doing a sudden unexpected short sale one week before...
  4. Federal Taxes: How Does a Bankruptcy Affect You When You File Your Taxes

    I have filed for bankruptcy in May 2012 & received discharge in July 2012. I had filed for bankruptcy mainly because I was a co-owner of my mother's house
    which overall total owed is $300,000,...
  5. Replies
    2
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    1,959

    Foreclosure: Foreclosed Being Stopped to Allow a Short Sale

    My question involves a mortgage in the state of: California

    I have filed for bankruptcy back in May 2012 mainly because I was a co-owner of my mother's house currently in foreclosure & soon to be...
  6. Replies
    1
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    2,119

    Chapter 7: Recourse Loan in Bankruptcy 7

    My question involves bankruptcy in the state of: CA

    I'm co-borrower & my mother is borrower. My mother's house is currently in foreclosure. However, I, (co-borrower) will be the one they'll,...
  7. Replies
    6
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    2,067

    Foreclosure: Re: Let the House Go

    My whole situation has now changed. I am the co-borrower and my mother is the borrower. We both just received notice from the bank's attorney regarding collecting a debt pass due as of March 2011. ...
  8. Replies
    6
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    2,067

    Foreclosure: Re: Let the House Go

    Thank you. I appreciate the response. So basically, I (co-owner), can quit claim my mother's house over to her (owner) even though it's currently in foreclose status? At the time I became...
  9. Replies
    6
    Views
    2,067

    Foreclosure: When to Let the House Go

    My question involves a mortgage in the state of: CA

    My mother's house is currently in foreclosure as of March 2011. She refuse to leave the house until she receives a check from the bank to cover...
  10. Replies
    2
    Views
    1,601

    Foreclosure: Tax Concern of Non-Payment of Mortgage

    My question involves a mortgage in the state of: California

    I am a co-owner of my mother's house. There are 2 mortgages on this property. 1st is for $300,000 & the 2nd for $45,000. I was living...
  11. Foreclosure: Re: Foreclosure in Process, Second Mortage Lender Won't Agree to Short Sale

    Thank you so much. I appreciate the advise. I will suggest this to my agent if he even thought about it this way.
  12. Foreclosure: Foreclosure in Process, Second Mortage Lender Won't Agree to Short Sale

    My question involves a mortgage in the state of: CA

    I am the co-owner of my mother's house. I have been unemployed since November 2010 and has impacted deliquency on mortgages as well as other...
  13. Replies
    1
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    2,060

    Waiting for Approval

    My question involves workers compensation law for the state of: CA
    I am currently in pending status upon hopeful approval from DOL to qualify for OWCP. I had a pre-existing illness but has been...
  14. Replies
    3
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    2,305

    How Do You "Rent to Own" Real Estate

    My question involves real estate located in the State of: CA

    Can anyone tell me how does a rent to own home works? Is it true that these homes are facing foreclosure & basically the renter is...
  15. Replies
    1
    Views
    1,449

    Mortgages: Steps Before Buying Home

    My question involves a mortgage in the state of: CA
    What steps are taken before buying a home as a first time home buyer? I was told that I should get pre-approve first. If I see a house that I am...
  16. Thread: Short Sale Taxes

    by jnl
    Replies
    2
    Views
    1,817

    Federal Taxes: Short Sale Taxes

    How would a short sale on a property effect me when I receive 1099? Every year I file my taxes, I've never really owed IRS but always refund. I'm worried that I could owe next year for 2011. What...
  17. Thread: Short Sale Rights

    by jnl
    Replies
    1
    Views
    1,378

    Short Sale Rights

    My question involves real estate located in the State of: CA

    My mother & I have just put our home up for short sale a week ago. Our agreement with our agent is that other agents who wish to show...
  18. Chapter 13: Re: Second Opinion or Confirmation After Talking with Bankruptcy Lawyer

    despretfreya: Again, I sure appreciate the reply. I feel relieved for now.
  19. Chapter 13: Re: Second Opinion or Confirmation After Talking with Bankruptcy Lawyer

    despritfreya: I do appreciate the reply with your confirmation. About me other than my mother filing for bankruptcy, in my case, I don't know if it's really necessary for me to file. Because I live...
  20. Chapter 13: How Does Bankruptcy Affect a Co-Owner of Real Estate

    My question involves bankruptcy in the state of: California
    1. To my understanding after talking to a bankruptcy lawyer, my credit would be affected should my mother decide to file ch. 13 because I...
  21. Replies
    1
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    2,293

    Chapter 13: How to Prepare for Chapter 13

    My question involves bankruptcy in the state of: California
    For the initial consultation, what type of paperwork are required or necessary?
    What will I expect?
    What type of questions are normally...
  22. Chapter 13: Quit Claim Deed of House to My Mother Prior to Filing Bankruptcy

    My question involves bankruptcy in the state of: California
    My mother is considering filing chapter 13. However, my name is on the house. Is it possible if I can quick deed the house over to my...
  23. Replies
    15
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    22,053

    Bankruptcy Issues: Re: Bankruptcy Effecting Credit

    jk & flingron: I appreciate the reply. My mother is seriously considering filing chapter 13 but is in need for some desperate advice. My name is on the mortgage as well as title. She thought about...
  24. Replies
    15
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    22,053

    Bankruptcy Issues: How Does Bankruptcy Affect a Home Co-Owner's Credit

    My question involves bankruptcy in the state of: California
    My mother is considering filing for Chapter 13. She's on the edge of letting her house go because she can no longer afford it. My...
  25. Replies
    2
    Views
    2,528

    Child Custody After Break-Up of Engagment

    My question involves a relationship in the state of:California
    My fiance & I are soon to break up. We both have a 5 yr. old daughter together. I do still consider myself a single parent cause...
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