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  1. Spousal Rights and Duties: Re: Wife's Credit History

    I don't think anyone would want to give up without trying a 2nd line treatment. 2nd line drugs for some cancers can cost 5-20k/month. Insurance coverage can vary. Drug companies will usually give...
  2. Spousal Rights and Duties: Re: Wife's Credit History

    >no concern for her but only how her actions might hurt you financially.
    My concern is that we cannot pay college bills and her medical expenses if money is continued to be spent on other luxury...
  3. Spousal Rights and Duties: Re: Wife's Credit History

    >Your argument about not wanting to abandon her in her time of need is simply lip service given what you state about your concern about how her financial decisions affect you.
    A rather ridiculous...
  4. Spousal Rights and Duties: Re: Wife's Credit History

    This debt is. We are not talking about separate property or special community property. It is credit card debt for clothing, jewelry, vacations, college expenses.
  5. Spousal Rights and Duties: Re: Wife's Credit History

    All debt in Texas is community property / community debt (if done after marriage). I have read that. So I might have legal right to know about the debt, but there is no direct way to get the...
  6. Spousal Rights and Duties: Re: Wife's Credit History

    I don't think it would be fraud. It might be invasion/intrusion of privacy. However, what I'm reading does not even imply that.
  7. Spousal Rights and Duties: Re: Wife's Credit History

    >Any attempt to access her records using her information would be at best unethical and at worst illegal.
    I don't see it as unethical. Anyone else care to comment on whether legal or not?



    I...
  8. Spousal Rights and Duties: Re: Wife's Credit History

    Well, all my paycheck goes to pay our bills. All her paycheck goes to her fun. But I feel her credit card balances may be getting out of control. They did not invite me to join them on either...
  9. Spousal Rights and Duties: Re: Wife's Credit History

    I do not consider my attitude to be bad. I have tolerated over-spending on my wife's part for years. I have talked with her. I have offered to go to counseling. She is too stubborn to change or...
  10. Spousal Rights and Duties: Do You Have the Right to Access Your Spouse's Credit Records

    My question involves marriage law for the State of: Texas

    I would like to know if a husband has a legal right to the wife's credit records? Can I go to one of the web sites and pull off my wife's...
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    Medical Issues: Re: Sleep on Job

    I have been looking thru the accomodations. I don't see much that would be workable for my job. Team members are required to be present at certain hours on some days. We already work from home...
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    Medical Issues: Re: Sleep on Job

    Yes, but as I stated above, can I adjust the statement by specifying " I can perform all functions of my job, but it is possible there may be very infrequent (once per ____) very brief (x seconds)...
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    Medical Issues: Re: Sleep on Job

    I have no objection to giving information. But, after reading the form, the wording of the form seems to be extremely excessive - "unable to perform essential functions". If it didn't say that...
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    Medical Issues: Disciple for Falling Asleep on the Job

    My question involves labor and employment law for the state of: Texas
    A notice was given to personnel office that I was sleeping in a meeting at work. As far as I know so far, this is a one time...
  15. Health Insurance: Re: How Much Overcharging to Be Considered Fraud / Illegal

    I realize I have right to appeal or hire a lawyer, but these claims are way out of reason. I haven't received a bill from Company#2 yet, but I would guess I will be getting one soon, and it will...
  16. Health Insurance: When is a Medical Overcharge Treated as Fraud

    My question involves insurance law for the state of: Texas

    Before surgery, wife's surgeon had a medical supply company send her a Plasma Flow leg compression device without our knowledge. The...
  17. Health Insurance: Re: Error in Treatment Approval Dates

    Hospital is appealing for 2nd time. They have received my EOBs, but did not want to comment on them. Just said it would take up to 6 weeks to scan them into my records... I was wondering if all...
  18. Health Insurance: Re: Error in Treatment Approval Dates

    I received a letter from the Hospital about the $14k charge. They are asking me to get BCBS to pay it, or provide an EOB to them. I called and they asked for a copy of the EOB. My EOB shows me...
  19. Health Insurance: Re: Error in Treatment Approval Dates

    Was talking to the insurance rep again to try to correct things before treatments next week. So this agent says the phone call is not required and adjusts the claim and pays it. So, false alarm on...
  20. Health Insurance: Re: Error in Treatment Approval Dates

    Considering the hospital billed $20k which was reduced to $168 on the other biopsy, it is hard to have much sympathy for them. But like you say, I would guess they would eventually send a bill to...
  21. Health Insurance: Re: Error in Treatment Approval Dates

    Thanks for the info. It is not an HMO.
    I'm not sure what it is formally called. A PCP and referral are required.
    Health Select of TX (in-state)....
  22. Health Insurance: Re: Error in Treatment Approval Dates

    Received another EOB today. Looks like another problem. There is a clause in the insurers contract to the provider that the provider must contact the insurer for permission to inject rituximab. ...
  23. Health Insurance: Re: Error in Treatment Approval Dates

    I have a masters degree and still have problems understanding this document. For surgery/outpatient without PCP referral is same as non-network (plan pays 60% after deductible). But this had a PCP...
  24. Health Insurance: Re: Error in Treatment Approval Dates

    Hospital appealed the decision. BCBS still refused to pay. But looks like they are changing some things and trying to make me responsible. Letter says " In general, PCP and provider are...
  25. Health Insurance: Re: Error in Treatment Approval Dates

    That is good to hear. So I didn't call today. But what about the paperwork the hospitals make you sign saying you will pay what insurance does not pay? Does the above overrule that ?
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