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Chapter 13 100% Plan in Texas

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  • 04-20-2010, 01:05 PM
    texasgir
    Chapter 13 100% Plan in Texas
    We are about a year and a half into a 5 year Chapter 13 in Texas and have already paid one-half of our plan base amount.

    If the plan base amount is paid off before the end of our 5 year plan, will we be discharged before the 5 years is over?
  • 04-23-2010, 10:28 PM
    Mr. Knowitall
    Re: Chapter 13 100% Plan in Texas
    If it's a 100% plan, then paying it off early should get you an early discharge. With plans that involve less than a 100% payoff, paying the plan off before the 36 month mark runs the risk that you will be required to pay off a greater amount; but 100% is 100%.
  • 04-28-2010, 11:33 AM
    texasgir
    Re: Chapter 13 100% Plan in Texas
    Thanks Mr. Knowitall! It is a 100% plan. Maybe there is light at the end of the tunnel after all! :)
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