Re: Examination Under Oath
If you breach your contract, you can expect your insurance company to deny the claim. I suggest you consult a lawyer of your own for advice on how to proceed, based upon whatever it is that worries you about making a statement under oath.
Re: Examination Under Oath
Insured is just uncomfortable and would rather not be intimidated by their attorneys. Not to mention $ for a defense attorney. Also religious issue on swearing.
Re: Examination Under Oath
Being uncomfortable making a statement under oath isn't grounds for avoiding one. You don't have to swear on any particular religious text. A typical insurance contract allows the insurer to deny a claim when the insured refuses an examination under oath, so the insured probably has to choose between being uncomfortable and/or paying for a lawyer, or accepting that the insurance company won't pay the claim.
Re: Examination Under Oath
Thanks aaron for the information.