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2 Names on Title, Only 1 on Mortgage About to Foreclose

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  • 08-13-2009, 05:33 PM
    girlonthetitle
    2 Names on Title, Only 1 on Mortgage About to Foreclose
    My question involves a foreclosure in the State of: washington
    I'll try and make it brief.

    We bought the house together w/ mortgage, broke up, he wanted to refinance, which he did.....ONLY after I made sure my name was not on the new mortgage but was on the title. Now he is close to foreclosure and owes both I and the bank $$$.

    Can the bank foreclose on me ie: take the house away from me?

    I am nowhere mentioned in the mortgage & have some paperwork somewhere from the mortgage co. stating I do have title but no loan agreement.

    I realize or have been told this situation should have never happened, the Mortgage co. messed up & so on. But those were my terms & they did it, now my reasoning for doing it are coming true. Advise?

    LOL not very brief was it?:D
  • 08-16-2009, 06:33 PM
    Mr. Knowitall
    Re: 2 Names on Title, Only 1 on Mortgage About to Foreclose
    I doubt the bank would have lent him any money had you not signed documents giving them the right to foreclose and fully recover their loan. What did you sign?
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